Who We Serve

Our Focus Is on Your Financial Future

We focus on services for retirees only. Our clients are moving into a different phase of their lives where the most important financial aspect is the preservation of retirement capital. At the same time, they need to generate income from those very same accounts, which features its own set of problems and solutions. This level of complexity is why retirement planning is a specialty area. You don’t go to a dentist when you need brain surgery. In a similar way, you don’t go to just any general financial planner when you need a stress-tested retirement plan to last for many years to come.

What We Do for Our Clients

You can make more money by avoiding the draw-downs, not by chasing high-risk returns!

Entering this new phase of life, retirees should be asking how much risk they should take and what are they going to do about insurance, Medicare, maximizing Social Security, and minimizing fees. Answering these questions when you retire is overwhelming and it’s easy to miss important aspects. We offer our clients a checklist to help avoid missing any of these critical items, similar to a good pilot with a checklist before going up in the air. When we go up in the sky, everything has to be on point or we’re not going up. There’s no turning back, so retiring can be a very intimidating and stressful event — and we factor all calculations when planning for clients.

Our clients come to us for advice and typically want to know answers to these questions:

  • What’s my optimal Social Security filing election and how can I maximize my Social Security and family benefits?
  • Are our investments properly diversified to help us survive future stock and bond market declines?
  • How can I meet my retirement expenses for the next 30 years?
  • How long will my 401(k)s, IRAs, and Thrift Savings Plans last?
  • What is the best way to cover future unexpected, non-covered medical expenses?

Federal Retirement Solutions focuses on retirement income planning and uses an approach that’s customized for each client’s risk preference and future income needs. Every client can benefit from a financial quarterback to help them make wiser choices in retirement, and that’s the role we play.

For Federal Employees

You may be left with more questions than answers when trying to understand your benefits and how they apply to your financial plan. Federal benefits are complicated, and there are financial planners who don’t understand these types of benefits and retirement plans. As Federal Retirement Consultants (FRC) **, we are positioned to advise you on aspects of your federal benefits and how they impact you. Our complimentary services include guiding you and completing your federal retirement application paperwork.

**The Federal Retirement Consultant designation and the Federation of Federal Employee Benefit Advocates, LLC are not affiliated with or endorsed by the federal government.

Federal Pre-Retirement Review

To request your complimentary Federal Pre-Retirement Review meeting, please provide your information below.